It’s here. The second annual Phoestivus event. The image, below tells you everything you need.

We are doubling the size and doubling the fun.

Please spread the word.

It’s that time of year again, when dreams of turkey and starches fill our daydreams and the pressures of dieting float away with the autumn breeze.  The St. Mary’s Food Bank has  guaranteed those turkey dreams for struggling families around the valley for more than four decades.

Last year, St. Mary’s needed six thousand turkeys and that number is only expected to grow. With 16% of the population falling under the poverty line, and turkey donations down this year, and the food bank is worried that for the first time in 45 years, they may not be able to meet their demands.  St. Mary’s is hosting “Super Saturday” Turkey Drive on from 9 a.m. to 3 p.m. Nov. 19^th in hopes of closing the turkey gap. The drive will expand to 16 locations around the Valley and in Flagstaff for what will be “an unprecedented need for the 2011 holiday season,” according to the food bank.

This Thursday is our November Get Your PHX Event at Steele Indian School Dog Park. In addition to your adorable pooch, we ask that you bring 5 dollars to donate to St. Mary’s Food Bank Turkey Drive. With your help, we can give families all over the family a meal to be thankful for.

This is totally informal, but we will get your contribution directly over to St. Mary’s the next day.

To learn more about ways to give, visit the St. Mary’s Food Bank Website 

At the November Get Your PHX we get to celebrate a whole list of new beginnings. We will visit the new dog park at Steele Indian School Park, learn about new plans for our largest CenPho public park and hear about how the downtown Margaret T. Hance Park is being re-imagined.

Our fine sponsors for this event will be Wag n’ Wash and Noble Beast. In addition to the food and libations, our sponsors will have goodies for your pooch! Please certain to visit with them when you come. We can’t do it without them!

So, we will have three fun and informative presentations for you.

Tom Byrne, Landscape Architect with the Parks and Recreations Deparment, will tell us about the evolution of CenPho’s first dog park.

Bryan Flanigan, Indian School Park Manager with the Parks and Recreation Department, will tell us about the history, future and planned renovations to the old Indian School buildings at the park.

Our own Kate Kunberger will give us a presentation on the very newsworthy plans for changes to Margaret T. Hance park, downtown.

We are also proud to announce that long-time park advocate Councilman Tom Simplot will join us for this event, too.

Further, this will be an interactive show and your opinions count.

The event will be broken in to two parts. We hope that you will join us with your pooch at 5:30 for some playtime at the park.

At about 6:00, we will begin the program at a ramada directly to the west of the dog park. Feel free to bring your dog over on a leash.

Keep an eye on our Facebook Fan Page for updates. As you know, there are always surprises.

November Get Your PHX
Thursday, November 17th from 5:30 to 7:30.
300 East Indian School Road
Phoenix, AZ 85013 Map here

NOTE: We suggest you enter the park through the 7th St entrance which is immediately north of the VA hospital property.

For anyone looking to live downtown knows, safe and affordable housing is a commodity. As downtown Phoenix experiences a renewed interest and cultural growth, we as a community need to think about ways to pursue reasonably priced housing options for the increasingly diverse population. Native American Connections has come up with a great housing option, that maybe you didn’t even know existed.

For over 40 years, Native American Connections has built community for our growing, city-dwelling Native American populations. In January, they will be opening mixed-use, mixed-income apartments, Devine Legacy, just across from the Campbell & Central light rail station.

For those of you who don’t know, mixed-income and mixed-use housing is pretty common place across major US cities, but is a fairly recent development in Phoenix.  So what does it mean? Mixed income housing is the idea that increasing diversity of the residents will improve the overall standard of living for the community. In Phoenix, we’re probably more familiar with mixed-use housing which is simply property which is used for both commercial and residential use. Commercial uses can help subsidize projects to allow for affordable or low-income housing.

One of the biggest problems facing mixed-use projects, both nationally and locally, is they require significant public subsidies. Through an IRS program and Arizona Department of Housing allocations, Devine Legacy has been funded through a unique low income tax credit system which allows support from the public as well as the government. This is only one of many projects Native American Connections is pursuing in Phoenix.

Devine Legacy, in addition to it 12000 square foot commercial space, will feature 65 units, ranging from studio apartments to town homes and lofts.   The Apartment includes  artist elements from local artists Randy Kemp and David Montour, high end appliances, ground floor parking, and a public court yard fully equipped with a sound system for community events, not to mention convenient access to the light rail.  The complex is also a part of the LEED Platinum community, which means Devine Legacy homes are  beautiful and safe at an affordable price.

If you’re interested in learning more about the project or units available you can visit their website. Applications are now being accepted for January and February move-ins.

Its that time of year again! The Local First Fall Festival is on!

(Added extra: this year it actually feels like fall!)

Did you know that Arizona is home to more than one hundred local and organic food providers, over one hundred advertising and marketing agencies, more than two hundred art suppliers and venues, and other great local businesses?

I would not blame you if you didn’t know that. It’s not like you hear about it on our local news. (But that’s a different post.)

Local First Arizona is an organization that supports local businesses around the state. The local first philosophy is driven by the benefits the local business have on the economy and community culture. This weekend LFA will be hosting their seventh annual fall festival. The festival boasts a ton of food from independent eateries and 66 local vendors.

Last year over 6,000 participants joined local businesses for family friendly fair. Musicians and bands and bands from across the state will provide entertainment. There will be local wineries and breweries on site for the adults as well as activities, like rock climbing, for the kids.

But why support local businesses? The simplest answer is it’s socially responsible. As our economy comes back, we need to support our local communities first. By patronizing our local businesses, we are directly supporting our own communities by keeping tax dollars in the state.

Join your fellow locavores this Saturday at The Duck and Decanter, 1651 E Camelback, from 10-4 pm. You can read more about Local First Arizona on their website

Everybody asked me, “Hey, I’m upside down in my loan, but I’ve never missed a payment. Why can’t I refinance and take advantage of the lower rates?”

This is a good question and the answer has a lot to do with making our economy better. Basically, rather than allowing a ton of properties to foreclose, the government could take a smaller loss by just allowing you to refinance at a lower rate, even if your house is worth less than the market. This puts actual dollars in the economy!

That is what the Obama Administration is doing now. Here’s the take away message: call the lender who gave you your loan and ask them if you can do this.

As you may recall, The Federal Housing Finance Agency and the Department of the Treasury introduced HARP in early 2009 as part of the Obama Administration’s Making Home Affordable program. HARP is only one of several refinancing options available to homeowners. This plan in unique in that  it is the only refinance program that enables borrowers who owe more than their home is worth to take advantage of low interest rates and other refinancing benefits.  Since April 2009 when HARP has helped approximately nine million families refinance.

To qualify you must meet the general criteria. Only mortgages sold to Fannie and Freddie on or before May 31, 2009, are eligible for refinance under HARP.  To learn if your mortgage is owned or guaranteed by Freddie Mac or Fannie Mae, you can visit their websites. Borrowers must be current on their loans and have no late payments in the last six months. Your current loan-to-value (LTV) ratio must be greater than 80%.  Mortgages that have borrower-paid mortgage insurance may refinance, but borrowers must keep the same level of mortgage insurance they had on the previous loan. And homeowners who have already refinanced through HARP are ineligible to refinance again.

So, why these changes now? When it was launched in March 2009, the program failed to meet regulators’ expectations. With mortgage interest rates at historic lows, now is a great time for eligible borrowers to refinance.  Importantly, such refinances bring benefits to borrowers, to housing markets, and to the Enterprises and taxpayers.

The proposed these enhancements become available November 15^th. If you have questions you can contact mortgage consultant Jeannie Bolger 602-385-4812. We are not certain what all of the rules will say on November 15th, but Nova Home Loans should be able to help you, regardless of where your original loan came from.

For those of you who were at last month’s Get Your PHX event, you saw the beauty of the Audubon Center first hand. This Friday the Audubon Center will be holding River Nights, a fundraiser party featuring music from Sergio Mendoza y la Orkestra, Four Peaks Beer, and delicious street tacos from Taqueria Guadalajar, to benefit their education and conservation program.

The customarily free-admission Audubon Center offers interactive exhibits, an interpretive loop trail, connections to the Rio Salado Habitat’s sixteen miles of hiking and riding trails, which draw in local students year round as well as veteran members. The center hopes to bring in a young professional crowd for future support with this Fridays chic, lounge-themed evening.  Valerie Ramos, who is coordinating the event, wants to engage and education the “next generation of leaders” through events and activities at the center.

The Arizona Audubon Center believes exposing urban young people to the beauty and complexity of the natural world is existential, in hopes that they are inclined to protect it as adults. The center believes there is ample habitat for birds and other wildlife, even amongst our urban sprawl. They work daily to promote interaction and appreciation of the natural environment and   educate and motivate local youth to become the conservation leaders of tomorrow.

River Night will be this Friday, November 4 from 5:30-9:30 pm at the Nina Mason Pulliam Rio Salado Audubon Center at 3131 S Central Ave. Admission will be $25 advanced admission or $30 at the door. For more information, visit www.riosalado.audubon.org or call 602-468-6470.

Roberta Voss, Barbara Klein and I wrote an Op Ed for the Arizona Republic this week. 

Want to know HOW people go about trying to manipulate the redistricting process, exactly? Have a look at this Op Ed, which ran in the Arizona Republic on November 1st. If this does not get you hot under the colar, I don’t know what will. See the full, pre-edited version below.

Continue reading

Here’s the October Market Report from my friend Cynthia Lujan at Old Republic Title. 

Enjoy, my fellow data geeks!

Market Headlines

·         A big contrast exists between the market under $200,000 and the market above that figure

·         Enthusiastic buying below $100,000 is causing significant price rises as inventory becomes tight.

·         Above $200,000 the market continues to deteriorate slightly.

·         Above $400,000 there is potential for further price weakness unless demand improves.

·         The overall average for sales pricing is now on an upward trend.

·         REO inventory is falling fast, especially at the lower price levels.

1.       Homes under $100,000

Summary: Supply getting tight and now constraining the market. Prices are rising and are now 2% higher than last year.

The sales count in this price range dipped 5% between September and October but is still over 40% higher than October 2010. Pending sales are down by nearly 8%compared with last month and are 28% higher than last year. The sales volume is now limited by the low supply. In fact this is the only price range where supply fell last month, down 4.6% and now 49% below this time last year.

2.      Homes Between $100,000 and $200,000

Summary: Supply edges up and demand weakens. However pricing is very stable and now trending slightly higher.

Supply increased by 2.1% over the past month but is still down 2.6% compared with 3 months ago and 47% compared with this time last year. Lender owned active listings are down by 70% over the last 12 months while short sale listings are down 42% and normal listings are down 39%.

3.       Homes Between $200,000 and $400,000

Summary: Supply is higher and demand is fading. Nevertheless, pricing remains stable at the moment.

The supply of single family homes priced between $200,000 and $400,000 increased by 4.2% between September 26 and October 26 and is now up 6% over the last three months. However it is down 30.4% over the last year. Over the last month REO supply fell by 1.3%, short sales and pre-foreclosures fell by 4.8% and normal listings was where all the growth came, increasing by 9.8%.

4.       Homes Between $400,000 and $800,000

Summary: Supply is up and demand is down. Sales prices dropped in September but now appear to have stabilized.

Single family homes between $400,000 and $800,000 have seen active listings grow 8% over the last month and 12% over the last 3 months. This is still down 24% compared with this time last year, but this is just one of many signals that the dynamics of this price range are starting to deteriorate. The sales volume weakened again in October, with monthly sales down 7% compared with September and also down 7% compared with October 2010. Pending sales fell by 5.1% over the last month and are now a remarkable 22% below last year.

5.       Homes over $800,000

Summary: The luxury market remains weak. Supply is growing while demand is muted.

We have a mixed picture this month for the luxury market. The monthly sales rate was 18% higher than last year but pending sales are down 17% compared with last October and 19.5% lower than three months ago. Demand has still not recovered from the steep drop off which coincided with the debt limit crisis and the stock market decline in July. Supply is on the rise, up 7.2% over the last month although still 25%

You probably know about our up-coming second annual open air holiday market, the Phoestivus market.  You know about it, especially if you are a vendor or own a food truck.

Well, this year, it wil be expanded to 2 nights: December 14th and December 21st.

Here is the information for vendors from our planning committee vendor point person, Monika Woolsey.

WHO:  Local creators of arts, crafts, and foods!

 WHAT: Second Annual Phoestivus (New this year!  Pheats of Strength, Airing of Grievances, and a Phoestivus Pole!)

 WHERE:  Downtown Phoenix Public Market

 WHEN:  December 14 and 21, 4 to 8 pm

 WHY:  Because we’re all just super cool and want to celebrate that. 🙂

HOW:  Please visit this link to apply to be a vendor.  If you are not a regular vendor, the annual fee does not apply.http://foodconnect.org/phxmarket/?page_id=7212  Please note, if you are on this email list you’re getting first dibs at available spaces.  Please, if this event is important to you, submit your application ASAP.  I’m sending a general call for vendors this coming weekend.

We’re encouraging all vendors to be phoestive with their booths as well as having wares to sell.  Decorations of all kinds are encouraged!

A special note:  The Clarendon Hotel will be offering a special Phoestivus room rate for all of December.  We hope for those vendors coming in from a distance, this might be a nice evening for you to stay in town and kick back, instead of hurrying home.  More details later!

You will eventually be connecting with myself and Troy Benjamin as the vendor coordinators but until we receive word from the Downtown Market that you’re on the official list, we are officially out of the loop.  So be sure to get  your application in!

Monika Woolsey

Phoestivus Committee